People injured in serious motor vehicle accidents can suffer devastating consequences. Victims are often left to wonder who will pay their medical bills and provide financial support to their families during their recovery time, as well as if they are permanently disabled due to the accident. Our attorneys can offer critical advice in preserving evidence and preparing your case.

If you have had an accident and someone else was at fault, the guilty party's insurance company is responsible for paying for all of your damages that were a result of the accident. You should thoroughly examined by a doctor, since seemingly minor injuries often develop into major health problems. Even if you do not have any broken bones, cuts, lacerations or bruises, you may still have sustained a connective- tissue injury; which may lead to long term adverse effects if left untreated. You should also consult with an attorney to gain advice as to how you should proceed after an accident. Attorneys know the types of documentation and evidence that must be preserved in order to develop a successful claim.

Accident victims and the families of those who have died in traffic-related accidents face a challenging situation that is further complicated by the complex Pennsylvania insurance laws and legal issues. If you have been injured in an accident or are the survivor of someone who has died in a car crash, you need the help of qualified auto accident attorney. As a business, insurance companies are primarily concerned with limiting their payout and your needs are secondary. While the insurance company may present what you think is an attractive settlement offer, it is in your best interests to contact an attorney who will put your needs before the insurance company interests. It is always best to discuss your situation with a skilled attorney before you decide to enter into discussions with an insurance representative.

The Munley, Munley & Cartwright firm has years of experience in dealing with insurance companies and handling accident claims. We are familiar with all of the techniques that the insurance companies may use to influence you to settle quickly and for less compensation. Insurance companies have a team of investigators, adjustors, agents and legal help to protect them. As the accident victim, you need your own team of legal experts to protect you.

Recoverable damages associated with car crashes vary from state to state. Pennsylvania automobile accident victims and survivors may sue for damages from the operator(s) of the other motor vehicle(s) involved when one of the following criteria is met:

• The victim has died,
• The victim suffers a permanent and serious disfigurement,
• A bone is fractured,
• The loss of one of the “senses” such as sight, taste, hearing or smell,
• A limb has been lost,
• Medical expenses equal or exceed $2,000 (that amount is generally covered by Personal Injury Protection (PIP) policies required by law.

If the person responsible for your injuries does not have insurance coverage or their coverage does not sufficiently provide for your damages, you may be entitled to collect uninsurance or underinsurance.

Most automobile accident litigations in Pennsylvania are civil actions against someone who is negligent. In automobile mishaps, negligence is the failure of a vehicle operator to exercise due care which resulted in an accident, injury or death. Although it is a difficult allegation to prove, our lawyers are experienced in demonstrating negligence by preparing the proper documentation, interviewing witnesses and presenting a case that meets the criteria for negligence established by Pennsylvania law. If the accident was caused by a vehicle defect, you may also be eligible to receive punitive damages from the manufacturer and/or supplier.

Because of the complexities involved in automobile accident cases, it is important that you act quickly and contact an attorney with any questions or issues. Proving negligence takes an investment of time, experience, and resources – advantages that only a qualified attorney can provide. At Munley, Munley & Cartwright, our goal is to provide exceptional legal services to our clients. We strive to achieve the highest standard of excellence for the protection of individual rights through team work and the use of our considerable resources and experience. Whether we’re gathering evidence, giving advice, or talking with insurance companies, we are always your representative. Please contact us by e-mail or telephone 1-800-318-LAW1.